How We Protect and Use Your Information

Information We Collect

We collect information you provide directly and information gathered through your use of our site and services:

• Contact details (name, email, phone), addresses, and demographic information.
• Insurance-related data (policy numbers, vehicles, properties, claims details) to quote and service policies.
• Wealth-related data (financial goals, account details, risk preferences) for advisory engagements for which Lincoln Investment or Capital Analysts may be involved.
• Communications and form submissions, including quote, service, consultation, and workshop forms.
• Website and device data such as IP address, browser type, and pages visited; cookies/analytics where enabled.

How We Use Information

We use your information to:

• Provide quotes, bind coverage, and service policies.
• Coordinate claims support and carrier communications.
• Schedule consultations, workshops, and service appointments.
• Offer retirement, investment, and planning guidance in connection with Lincoln Investment or Capital Analysts when applicable.
• Improve our site, communications, and customer experience.
• Send service updates, educational content, and marketing communications with opt-out options.

Sharing & Disclosure

We do not sell your personal information. We may share information with:

• Insurance carriers and underwriting partners to obtain quotes, bind coverage, and service policies.
• Lincoln Investment and Capital Analysts for wealth engagements, subject to their privacy and regulatory requirements.
• Service providers supporting IT, CRM, communications, and data processing under confidentiality obligations.
• Regulators or as required to comply with legal obligations, court orders, or to protect rights, safety, and property.

Cookies & Tracking

We may use cookies and similar technologies to understand site usage and improve performance. You can adjust browser settings to manage or block cookies. If analytics or advertising cookies are enabled in the future, we will update this notice and provide appropriate controls.

reCAPTCHA Protection

Forms on this site may be protected by Google reCAPTCHA Enterprise to help prevent spam and abuse. Google’s Privacy Policy and Terms of Service apply.

Data Security & Retention

We use administrative, technical, and physical safeguards to help protect your information. We retain data only as long as necessary for the purposes described here, to meet legal, regulatory, and contractual obligations, and to maintain accurate business records for insurance and wealth engagements.

Your Choices & Rights

You may:

• Request updates or corrections to your information.
• Opt out of marketing emails using unsubscribe links or by contacting us.
• Request deletion where applicable, subject to legal/contractual retention needs.
• Request alternative contact methods for accessibility (email/phone/TTY equivalent).
• Access additional state-specific rights if applicable; we will update this page with any required notices.

Third-Party Links

Our site may link to external sites (e.g., carrier portals, Lincoln Investment resources). We do not control those sites and their privacy practices may differ. Review their policies before providing information.

Children’s Privacy

Our services are not directed to children under 13, and we do not knowingly collect information from children under 13.

Changes to This Policy

We may update this Privacy Policy periodically. When we do, we will revise the effective date above. Continued use of the site after changes means you accept the updated policy.

Contact for Privacy Requests

To submit a privacy request or ask questions, use the contact details configured in Theme Settings.